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Final Expense Insurance
What is final expense insurance?
Final expense insurance is a form of life insurance that ensures your loved ones are taken care of after you’re gone. Final expense insurance can help cover funeral costs, credit card debt and maybe even leave a little something for your kids or grandkids.
Coverage is guaranteed with final expense insurance.
If you’re between the ages of 45-85, you can get up to $25,000 in affordable final expense insurance. No medical exams. No health questions. And you can’t be turned down. Coverage begins as soon as your application is received and accepted.
Key Facts About Final Expense Insurance
Find the right type of burial insurance for you and your family.
Simplified Issue Whole Life Insurance
- Only a few medical questions – no exam
- Coverage between $2,000 and $40,000 for ages 45-85
- Premium levels to age 100
Guaranteed Issue Whole Life Insurance
- Guaranteed acceptance
- No medical exam or health questions
- Rates are guaranteed
Term Life Insurance
Term life insurance is one of the most affordable ways to protect your family’s financial security if something were to happen to you. It can help cover the cost of a mortgage, utilities, college tuition, or any other expenses your loved ones are left to cover.
What kind of life insurance is right for me?
If you’re concerned about qualifying for traditional life insurance due to your age or health, final expense insurance is likely a smart choice. Although the coverage amount might be lower than the total you can find with term life insurance, your chance at lower premiums is more favorable.
If your health and age are not of concern and you’re hoping to provide substantial financial support for your family and loved ones, then term life insurance is likely going to be a good option for you.
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AIG Companies policies issued by American General Life Insurance Company (AGL), Houston, TX. These are not preneed insurance contracts or agreements. Benefits are payable to the beneficiary or beneficiaries as directed by the owner of policy. Issuing company AGL is responsible for financial obligations of insurance products and is a member of American International Group, Inc. (AIG).